BORROWING FROM 401(K) levitra kaufen PLANS COULD BE A BIG MISTAKE
Borrowing against a 401(k) may seem attractive, especially in today’s economy. Yet most employees don’t realize that borrowing just $30,000 from their 401(k) achat viagra plans could cost them as much as $600,000 in retirement income. The National Center for Policy Analysis has developed a calculator that shows just how expensive 401(k) withdrawals can be.
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The NCPA 401(k) calculator shows, for example, that withdrawing funds from your 401(k) now is typically not worth the tremendous amount of money you forego for your future retirement security. The calculator clearly demonstrates the impact of borrowing from a 401(k) plan, and can help determine how much a loan will cost in terms of lost savings and investment opportunities:
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Even in extreme situations, it’s best for people to seek other sources of capital before tapping into their 401(k) accounts, says Pam Villarreal, a senior policy analyst with the NCPA, who recommends that before employees touch their 401(k) plans, they access the NCPA’s borrowing calculator in order to:
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Source: “401(k) Borrowing Calculator,” National Center for Policy Analysis, July 17, 2008.
For text:
http://www.ncpa.org/401kcalculator/d401kwa1.php
For more on Economic Issues:
http://www.ncpa.org/sub/dpd/?Article_Category=17
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